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 FAQs

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FAQS

  • Q1 Who can buy Postal Life Insurance Policy?

    Any Pakistani National attaining the age of 19 can buy Postal Life Insurance Policy

  • Q2 Where can I get information about Postal Life Insurance Policies?

    Information regarding Postal Life Insurance policies available at www.pli.com.pk

  • Q3 How can I contact for Postal Life Insurance Policy?

    Postal Life Insurance is situated across Pakistan having Head Quarters at Karachi and Lahore with field unit in every city, addresses and contact numbers are given at www.pli.com.pk

  • Q4 Is Postal Life Insurance secure?

    Postal Life Insurance is situated across Pakistan having Head Quarters at Karachi and Lahore with field unit in every city, addresses and contact numbers are given at www.pli.com.pk

  • Q5 What is Postal Life Insurance?

    Postal Life insurance is the oldest insurance organization serving the nation since 1884. Working under the umbrella of Pakistan Post and Ministry of Finance.

  • Q6 What is the minimum and maximum age to buy Postal Life Insurance Policy?

    Male / Female having Minimum 19 and maximum 60 years of age can buy Postal Life Insurance Policy.

  • Q7 What is Sum Assured?

    Sum Assured is the value which proposer agrees to pay in instalments.

  • Q8 What is minimum and maximum Sum Assured?

    Minimum 25000 and maximum 5000000 Sum Assured policy can be bought.

  • Q9 For how long I can buy a Postal Life Insurance Policy?

    Postal Life Insurance Policy can be bought from 5 years to 40 years depending upon current age.

  • Q10 What is Policy Term?

    Policy Term is the duration of Policy for which client has agreed to pay premium.

  • Q11 What is Premium?

    Premium is the instalment amount which an insurant pays against his/ her Policy.

  • Q12 How many modes of payment are there?

    Premium instalments can be paid in monthly, quarterly, half yearly and yearly basis.

  • Q13 Can I get any rebate on advance premium payments?

    Yes there is a rebate on quarterly , half yearly and yearly advance payments depending upon Sum Assured and Term of Policy.

  • Q14 What is the amount of rebate?

    Rebate amount is 4 rupees per thousand per annum for 15 years policy and 3 rupees per thousand per annum for beyond 15 years.

  • Q15 Can I assign my Postal Life Insurance Policy?

    Postal Life Insurance policy can be assigned to more than one nominees .

  • Q16 Can I change nominee?

    Nominee can be changed at any time before maturity of Policy giving an application by Insurant himself.

  • Q17 What type of policies Postal Life Insurance offer?

    Postal Life Insurance offers 8 different policies which are:

    • Whole Life Policy
    • Whole Life Limited Policy
    • Endowment Assurance Policy
    • Fixed Term Policy
    • Child Protection Policy
    • Joint Life Policy
    • Education and Marriage Policy
    • Three Payment Policy

  • Q18 Can I change Policy Type?

    Policy Type can be changed before issuance of Policy Document.

  • Q19 What is Policy Document?

    Policy Document comprises of Policy terms and conditions and complete information regarding policy, this document is issued on behalf of the President of Pakistan.

  • Q20 Where can I pay my premium?

    Postal Life Insurance policy premium can be paid in any nearest post office across Pakistan.